Restaurant Insurance from Barnes Insurance Agency

From potential slips and falls to problematic patrons, food poisoning exposures, liquor liability, and employee wage disputes, just to name a few, a restaurant operation has many challenges that can jeopardize the operation of the business. In addition, there are many factors outside the walls of an establishment that could shutter a business for a long time. For example, severe weather can crush a business, as can failed suppliers, downed utilities, food recalls, and traffic disruption.

Barnes Insurance Agency can help you insure against these and many other types of risks. We offer Liability insurance, including Liquor Liability, Food Contamination coverage, Food-Borne Illness insurance, Cyber Liability in the event your patron’s data is compromised, and General Liability for cases when a visitor gets injured at your facility. We also offer sound Employment Practices Liability insurance, which responds to employee allegations of unfair pay practices or discrimination.

Keeping your doors open.

Business Interruption insurance is also a must for restaurants to pay for ongoing expenses (including payroll) in the event you’re forced to close while repairs are being done due to damage to your own property. We also offer Contingent Business Interruption insurance, especially for those restaurants that rely on foot traffic from an anchor store or that could be cut off from the traveling public by the closure of a road, bridge, or tunnel.

We can provide you with insurance for equipment breakdown, for food spoilage that results from a covered cause of loss, and Property coverage for your building and its contents, and more. Our Valet insurance is a must for restaurants that offer car-parking services.

Our Workers Compensation policies will round out a strong portfolio of coverage for your operation.

Clients look to Barnes Insurance Agency for best-in-class insurance programs and service.

Barnes Insurance Agency serves the business communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Nashville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need to protect your business, property, assets, employees and customers. Contact us toll-free at 877-279-2500; you can also email us at

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