Education Insurance from Barnes Insurance Agency

Educational institutions have broad property concerns and deep liability risks. At Barnes Insurance Agency, we work with top-quality insurers to provide insurance programs for the educational sector, including grade schools from kindergarten through 12th grade in both the public and private arenas, as well as non-profit endeavors and boarding schools. We also cover two-year colleges, four-year colleges and universities, and trade and vocational schools.

Available coverages.

Our Educational Institutions Insurance Program includes Property and Liability insurance customized for the risks faced by schools. Liability coverage includes Foreign Liability for students and faculty abroad; Sports Liability to cover athletic activities, and Nurses Liability, which provides coverage for nurses for incidental medical malpractice.

Beyond standard coverages, we also offer School District Educators Legal Liability, Sexual and Physical Abuse coverage, Crime insurance (including Kidnap Expense), and Loss of Tuition coverage.

We can also provide Business Auto for both owned and non-owned vehicles, extended liability limits under an Umbrella policy. Our Directors and Officers Insurance can cover your institution’s leadership, and our Employment Practices Liability Insurance can protect your school from costs stemming from allegations of harassment or other workplace misconduct. Of course, no employer can go without Workers Compensation insurance.

Our program includes Cyber Liability to cover exposures arising from electronic commerce, computer fraud, electronic data liability, and electric chatrooms and bulletin boards to proprietary research conducted at universities.

Enhance your protection to cover your risks at an affordable price.

Barnes Insurance Agency serves the business communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Nashville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need to protect your business, property, assets, teachers, employees, visitors and students. Contact us toll-free at 877-279-2500; you can also email us at

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