Contractors Insurance from Barnes Insurance Agency

Barnes Insurance Agency is proud to provide insurance protection to contractors and the various artisans that make up this industry. We provide Property, Liability and Workers Compensation insurance that meets the specific needs of plumbers, electricians, HVAC installers and servicers, masons, landscapers and other contractors.

Our coverages.

Our General Liability insurance for contractors can be enhanced with additional protection, including Pollution Liability, Employment Practices Liability, and Hired/Non-Owned Auto Liability. You may also be interested in an Errors and Omissions Insurance policy (E&O) if you participate in the design phase of any projects. If you need to expand your Liability coverage beyond what’s offered in your primary policies, we have a Commercial Umbrella policy that can do the job.

Our Property insurance covers your buildings and out-structures as well as your business property—both on premises and off. We can also insure your Business Autos. Most contractors also need coverage for their mobile equipment and portable tools, as well as items they store off premises or leave at a project site while awaiting installation. We can also provide you with Equipment Breakdown to insure against mechanical failure-related costs.

Going beyond insurance.

Most contractors at some point have insurance mandates placed into a project contract and need help understanding the implications for their own coverage. Our staff can help you with the insurance requirements, as well as providing certificates of insurance and other information that will help you participate in a project run by an outside company.

We can also write your Workers Compensation insurance and help you classify workers properly to keep your premiums affordable. And, we can provide you with the Surety Bonds you need.

On and off the job site, count on Barnes Insurance Agency.

Barnes Insurance Agency serves the business communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Nashville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need to protect your business, property, assets, employees and customers. Contact us toll-free at 877-279-2500; you can also email us at

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