Tag Archives: Personal auto insurance

Start the Year off Right by Checking These Things in Your Car

Start the Year off Right by Checking These Things in Your CarMany people think of their vehicles as little more than expensive and complex appliances. Whatever your relationship to your car, you rely on that thing to keep your daily life running smoothly, and the beginning of the year is a great time to get around to the checklist of maintenance. Use your owner’s manual as a guide, and get ready for a great year on the road!

Brakes & Brake Fluid 

Changing your brake fluid is very important. If your brake pedal has gotten squishy over time, there’s a good chance you need to flush out your brake fluid. The

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What to Know About Insuring Your New Holiday Gifts

What to Know About Insuring Your New Holiday GiftsWe hope you had a wonderful holiday! It’s likely that you and your family now have a variety of exciting new gifts to enjoy. However, before you get too comfortable with your new gifts, it’s important to understand how to keep them protected for years to come.

Some holiday gifts will be covered under your standard home or renters insurance policy, even if they’re stolen from your car, but standard policies typically have coverage caps on certain types of valuable items, so it pays to think ahead if you’re buying a pricey present or in possession of a gorgeous new

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So, You’ve Been in a Car Accident. Now What?

So, You’ve Been in a Car Accident. Now What?A car accident is a stressful event, and it sometimes prevents people from thinking straight. But in an event like this, keeping a level head and taking care of all of the details is crucial. Be prepared for an accident by knowing what will come next, and which steps to follow if you’re involved in one.

You never know when an accident might occur, so it’s important to be ready. Obviously you need to have your Tennessee Auto Insurance information, vehicle registration, and license with you. But there are a few more things to remember.

Safety First

Safety should be

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How Being a “High-Risk” Driver Affects Your Auto Insurance

How Being a “High-Risk” Driver Affects Your Auto InsuranceBeing classified as a “high-risk” driver will look different for different people. It’s not a desired experience for anyone, but it helps to know that it doesn’t last forever if you begin to make good choices now.

Ultimately, the circumstance that made you a high-risk driver will be the determinate of your auto insurance fate.

No Prior Insurance

It is extremely impactful to continuously retain a Tennessee auto insurance policy because of the surcharge for a lapse. Once you get ​car insurance again after cancelling it, you will have to pay high-risk rates for six consecutive months.

Once you obtain …

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Stay Safe on the Road with These Good Driving Habits

Stay Safe on the Road with These Good Driving HabitsWhy risk it? Implementing safety habits into your daily driving routine is easy. Driving is a privilege, not a right, and you owe it to yourself and everyone else on the road to appreciate this privilege by taking it seriously and driving safely at all times. Barnes Insurance Agency and your Auto Insurance policy are here to assist you if an accident were to occur, but first we recommend that you stay safe on the road with these smart driving habits.

Rules to Live By

All passengers should wear their seat belt every time the vehicle is in motion. It …

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