Tag Archives: Insurance Enhancements

When Should You Have a Personal Articles Floater?

When Should You Have a Personal Articles Floater?Everyone has valuable possessions in their home, and they want to protect them. For rare situations, like a valuable being damaged by a houseguest, where high-value items in a home fall outside the scope of even the broadest home insurance policy, a personal articles floater may be a viable option. But what is this enhancement, and where is the line between high-value homeowners insurance and needing a personal articles floater?

What is a Personal Articles Floater?

A personal articles floater is a type of stand-alone coverage typically added to the current home insurance premium. It allows for extremely high-value items,

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