Tag Archives: High-Value Insurance
When Should You Have a Personal Articles Floater?
Everyone has valuable possessions in their home, and they want to protect them. For rare situations, like a valuable being damaged by a houseguest, where high-value items in a home fall outside the scope of even the broadest home insurance policy, a personal articles floater may be a viable option. But what is this enhancement, and where is the line between high-value homeowners insurance and needing a personal articles floater?
What is a Personal Articles Floater?
A personal articles floater is a type of stand-alone coverage typically added to the current home insurance premium. It allows for extremely high-value items, …