Tag Archives: High-Value Insurance
What to Know About Insuring Your New Holiday Gifts
We hope you had a wonderful holiday! It’s likely that you and your family now have a variety of exciting new gifts to enjoy. However, before you get too comfortable with your new gifts, it’s important to understand how to keep them protected for years to come.
Some holiday gifts will be covered under your standard home or renters insurance policy, even if they’re stolen from your car, but standard policies typically have coverage caps on certain types of valuable items, so it pays to think ahead if you’re buying a pricey present or in possession of a gorgeous new …
When Should You Have a Personal Articles Floater?
Everyone has valuable possessions in their home, and they want to protect them. For rare situations, like a valuable being damaged by a houseguest, where high-value items in a home fall outside the scope of even the broadest home insurance policy, a personal articles floater may be a viable option. But what is this enhancement, and where is the line between high-value homeowners insurance and needing a personal articles floater?
What is a Personal Articles Floater?
A personal articles floater is a type of stand-alone coverage typically added to the current home insurance premium. It allows for extremely high-value items, …
