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How Being a “High-Risk” Driver Affects Your Auto Insurance

How Being a “High-Risk” Driver Affects Your Auto InsuranceBeing classified as a “high-risk” driver will look different for different people. It’s not a desired experience for anyone, but it helps to know that it doesn’t last forever if you begin to make good choices now.

Ultimately, the circumstance that made you a high-risk driver will be the determinate of your auto insurance fate.

No Prior Insurance

It is extremely impactful to continuously retain a Tennessee auto insurance policy because of the surcharge for a lapse. Once you get ​car insurance again after cancelling it, you will have to pay high-risk rates for six consecutive months.

Once you obtain …

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