Tag Archives: Barnes Insurance Agency

What to Know About Insuring Your New Holiday Gifts

What to Know About Insuring Your New Holiday GiftsWe hope you had a wonderful holiday! It’s likely that you and your family now have a variety of exciting new gifts to enjoy. However, before you get too comfortable with your new gifts, it’s important to understand how to keep them protected for years to come.

Some holiday gifts will be covered under your standard home or renters insurance policy, even if they’re stolen from your car, but standard policies typically have coverage caps on certain types of valuable items, so it pays to think ahead if you’re buying a pricey present or in possession of a gorgeous new

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Don’t Let These Common Homeowners Insurance Claims Ruin Your Holidays

Don’t Let These Common Homeowners Insurance Claims Ruin Your HolidaysThe holidays are a festive, fun time, but the holidays can also bring about a heightened risk for homeowners. Flickering candles are fire hazards. Wet walkways can present a slip and fall. Pyramids of presents can be burglary bait. But homeowners insurance can help you recover financially and ensure that a little mishap doesn’t spoil your entire holiday season.

House Fires

Dehydrated Christmas trees, candles and overworked outlets, make fire hazards a huge threat this time of year. Within homeowners insurance, dwelling coverage pays for home repairs and personal property insurance covers belongings.

Speak to your agent about pinpointing your

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When Disability Insurance is Necessary, and How to Get It

When Disability Insurance is Necessary, and How to Get ItYour most valuable asset is your ability to make a living. The chance of missing months or even years of work due to an injury or illness may seem unlikely, especially if you’re young and healthy and you work at a desk, but more than one in four individuals will experience a disability for 90 days or more before they reach age 67.

People often shrug it off because they only consider rare scenarios, such as spinal cord injuries leading to quadriplegia or horrific accidents that result in amputation. But back injuries, cancer, heart attacks, diabetes and other illnesses lead

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