Renting Out Your Cabin? Avoid These Red Flag Tenants

Renting Out Your Cabin? Avoid These Red Flag TenantsIf you have decided to rent out your cabin, whether for a vacation lodging destination or for long-term residency, it all begins with a tenant search. You will  likely have many candidates, but not all will be good. It is important to know how to separate the good from the bad by recognizing the signs of a problem tenant.

Red flags or not, you can never be too precocious when allowing a stranger to live in your cabin. Stay prepared with Tennessee cabin insurance during your search and through the renting process.

Bad Credit

You must find a tenant who will be able to pay rent on time each month without any prodding. Your best chance of finding such a tenant is to run a credit check on all of your applicants.

A prospective tenant has to consent to a credit check for you to legally run one on them. If a candidate doesn’t want you seeing their credit history, chances are they have something to hide. Make the credit check a required step of your tenant screening process, and drop anyone who doesn’t consent.

If you do run the credit check, you will need to know what to look for.  Credit score ranges should easily give sense of a prospective tenant’s financial history. Most credit scores are between 300 and 850. Anything below 600 should be avoided, and the most financially responsible tenant candidates will typically be between 700 and 800.

Criminal History

Try to get candidates to consent to a criminal background check. This will allow you to see if they have been convicted of violent crimes, sex offenses, or drug offenses. These histories could indicate the individual is a threat to you, your property, and neighbors. Be sure of state regulations on tenant discrimination to know which offenses can legally be used to disqualify tenants. The last thing you want is to be hit with a discrimination suit.

Eviction History

If a potential tenant has been evicted by a landlord in the past, evidence of the incident might show on the credit check. You can also find out if a tenant has been evicted in the past by running a rental history background check or by performing reference checks and speaking to your potential tenant’s former landlords.

Eviction is one of the biggest red flags a tenant can have, but you may also find out about other red flag behaviors from speaking to a previous landlord.


Prospective tenants who lie to you are not worth your time. If you discover that a tenant lied on their application, whether by providing false employment history, fake references, or inaccurate income estimates, don’t even bother with them. This shows a lot about their character and that they will most likely lie again. You never want an untrusting person living in your space.

Your cabin is a valuable asset, and if you are planning on renting it out to someone you don’t know, make sure you are financially protected by obtaining Tennessee cabin insurance.

About Barnes Insurance Agency

At Barnes Insurance Agency, we specialize in vacation home rental insurance to ensure the protection of your property and assets. We strive to offer customizable solutions to meet your specific needs. For more information, contact us today at (877) 279-2500.



This entry was posted in Blog, cabin rental insurance and tagged , , , , , , . Bookmark the permalink. Follow any comments here with the RSS feed for this post. Both comments and trackbacks are currently closed.
Follow by Email
Google My Business