Preparing Your Home for Summer Risks

For many, summer is one of the long-awaited seasons of the year. Many spend their days having barbecue parties, lounging by the pool, and spending quiet evenings on the porch. However, summer is also considered a season of risks. From sweltering hot temperatures, disease-carrying pests to other seasonal risks, there are many hazards that you need to look out for during summer. By taking the necessary steps to prepare your home, you can minimize any potential summer risks that can result in damage and expensive losses.

Tips to Prepare Your Home to Avoid Summer Risks

In anticipation of the summer season, as a homeowner, you should prepare yourself, your property, and the whole household in general as this season brings with it some unforeseen challenges. Here are a few important tips on how to efficiently prepare your home for the summer season.

 Potential Fire Hazards

Fire hazards can be present both inside and outside of your home. With high temperatures, bush fires can easily occur. Keeping gutters leaf and debris free, clearing up fallen leaves around your home, and keeping lawns short and gardens well-maintained are just a few precautions you can take. During barbecues, be sure to always have a fire extinguisher easily accessible. Meanwhile, hot summer days will usually force you to crank up the air conditioning unit to cool down. Check the filters and vents to make sure they are clean. Additionally, ensure any heat-producing appliances are kept away from the unit since these can interfere with the AC’s thermostat.

Pool Accidents

A popular way to cool down during the summer season is by going swimming. Consequently, this also means there is a higher chance of encountering pool-related accidents such as slips and possible drowning. As a sensible recommendation, homeowners with pools in their homes should have liability coverage of $300,000 or $500,000 as a safety net for pool-related accidents. However, preventive measures such as installing a safety fence with a self-latching gate, close monitoring of children, and limiting alcohol intake while around the pool area should be undertaken.

Look Out for Mold and Mildew

Claims related to property damage that is caused by mold and mildew are often rejected by most insurance companies- especially if it is due to negligence and insufficient ventilation. During summer and seasonal shifts, leaks around the home often occur. To prevent this, regularly check leaks around the kitchen, laundry room, and bathrooms. Be sure to take steps to reduce the build-up of moisture around the property as much as possible.

Keep the Pests Out

Unfortunately, it is also during the humid and hot days that bugs and other pests breed and reproduce. To prevent any potential damage that these pests may cause, maintaining a clean home will help keep the pests out. In addition, using insect repellants can also help in protecting your home. Finally, to ensure that every nook and cranny of your home are inspected, you can hire a professional to do the job for you.

Clogged Sewer Line

Another risk that you should prepare and fervently watch out for are clogged sewer lines. With the increase in recreational activities within your home during summer, there is also the possibility of encountering clogged sewer lines. This is another unfortunate hazard that is usually not covered by home insurance. It is best to carefully inspect your toilet regularly. Look for any leaks or issues with the toilet float valve and check all pipe connections.

Summer Storms

Ironically, with high temperatures, this also means you are entering into the stormy season. Heavy rainfall can pose serious damage to your property because of possible flooding. Walk the perimeter of the house and look for any potential source of damage and possible cause of accidents that might happen during a storm.

Getting your home prepared for summer can sound like a tedious and seemingly unnecessary task. However, any potential financial losses that might come from seasonal hazards during this time of the year will dwarf any of those thoughts. Summer comes with its fair share of risks, but with the right preparation, you and your family should have nothing to worry about. Your home should be a place of relaxation and enjoyment, especially during the summer season. Regularly maintaining your house will help in keeping it as a source of pleasure for your family in the years to come.

About Barnes Insurance Agency

At Barnes Insurance Agency, we specialize in vacation home rental insurance to ensure the protection of your property and assets. We strive to offer customizable solutions to meet your specific needs. For more information, contact us today at (866) 733-5424.

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