High-Value Insurance Packages from Barnes Insurance Agency

When working with our high net worth clients, we understand how important discretion and trust are in helping protect your properties and assets against a myriad of exposures – from property damage to liability concerns. At Barnes Insurance Agency, we take a consultative approach to risk mitigation, creating an insurance plan that makes financial sense in the context of your unique goals, lifestyle and risk-tolerance profile.

We’ll review your existing policies to determine if you have adequate limits to protect your assets now and as your situation changes. This means evaluating your Homeowners insurance to provide broad coverage that is nimble enough to meet your unique needs, including customized options for contents, other structures and additional living expenses; high liability limits, guaranteed rebuilding cost for dwellings, coverage for sewer and drain backups, equipment breakdown protection, and more.

We will also evaluate your Automobile policy to make sure you have enough liability coverage in the event of an accident and that you are adequately insured should your vehicles be damaged or stolen.

A detailed review of your insurance portfolio allows us to implement a sound program.

During our analysis, we’ll also assess your exposure for Flood and Excess insurance, incidental business coverage, identity theft, and rebuilding to “green standards,” to secure the coverages you require. If you have domestic employees, we’ll review the need for Employment Practices Liability insurance and Workers Compensation.

We also offer enhancements, such as Inland Marine and a Personal Articles floater, that allow you to increase coverage for fine art, jewelry, wine and antiques. You may also have a boat, vacation home, or classic car, etc. for which we can provide quality specialized insurance protection.

Additionally, our staff will discuss with you the need to supplement your Homeowners and Automobile policies with a High-Value Umbrella insurance that provides liability limits in excess of what these underlying policies offers. Although these high-valued insurance policies do offer higher limits that what’s typically offered with standard solutions, depending on your assets you may require additional limits.

You can depend on us to keep you updated on your coverages, and assess whether your limits are in sync with your growing or changing assets. Furthermore, we work with industry-leading carriers that will facilitate the claims process when a loss does occur.

What matters most is helping you protect against risk.

Barnes Insurance Agency serves the communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Nashville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need for managing your assets and securing products that accommodate your lifestyle today and into the future. Contact us toll-free at 877-279-2500; you can also email us at info@biatn.com.

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