Many homeowners are often not aware of how much protection they actually have through their home insurance. It may come as a surprise to you to learn just how much protection the typical homeowner’s insurance policy offers and the specific yet unknown coverage it affords. Most homeowners know that their homeowner’s insurance will cover the expenses if a tree lands on the roof or the garage goes up in flames. However, many policies cover a wide variety of unique losses that you may not expect. Every policy is different, so you should consult with your insurer to determine your specific …
Category Archives: Home Insurance
5 Things You Didn’t Know TN Home Insurance Covers
5 Good Reasons to Become a Tennessee Homeowner
Tennessee is rich in history and home to many mountain ranges, lakes, and beautiful landscapes. There are many good reasons to become a Tennessee homeowner, whether it be retirement, jobs, or investments. Tennessee is known for many things, one being that it is the heart of the country music scene. Yes, living in Tennessee can be fun, but what about real estate, cost of living, job market, and other factors that will make or break your decision to move to Tennessee or not? The state is becoming a destination for both retirees and young professionals because Tennessee has so much …
Preparing Your Home for Summer Risks
For many, summer is one of the long-awaited seasons of the year. Many spend their days having barbecue parties, lounging by the pool, and spending quiet evenings on the porch. However, summer is also considered a season of risks. From sweltering hot temperatures, disease-carrying pests to other seasonal risks, there are many hazards that you need to look out for during summer. By taking the necessary steps to prepare your home, you can minimize any potential summer risks that can result in damage and expensive losses.
Tips to Prepare Your Home to Avoid Summer Risks
In anticipation of the summer …
Spring Home Maintenance Tasks
Spring is upon us and it is a great time to get outdoors and tackle some maintenance tasks. If the winter weather conditions were rough on your home, you might be in need of repairs, but regardless there are many things you can do for a smooth and enjoyable transition into the new season. Here is a checklist of ideal spring home maintenance tasks.
Driveways and Paths
Freezing and thawing are rough for just about all hardscape materials. Walk around your property checking for damage to walkways, paths and driveways, then schedule repairs as needed. It may just require a …
What Happens if a Guest is Injured in Your Home?
Here’s the bad news: you can be held liable if an individual is injured on your property. However, before you panic and refuse to ever let anyone on your premises ever again, take advantage of homeowners insurance to help you get the coverage you need to restore your peace of mind. Here’s what happens if someone gets injured on your property.
Immediately After an Injury Occurs
After an injury occurs, you can certainly express concern, but do not admit guilt. First, determine the severity of the injury. If there is a lot of blood or broken bones, a trip …