Category Archives: health insurance

ACA Still A Struggle For Tennessee Small Businesses

ACA Still A Struggle For Tennessee Small BusinessesMany Tennessee small business owners are among the millions of businesses nationwide that have not yet had to adapt to the complex Affordable Care Act (ACA). While the federal government has been encouraging small business owners to buy into the new healthcare system ever since the ACA went into effect, many business owners instead took advantage of provisions that allowed them to keep offering employees existing healthcare insurance policies. There are currently two types primary ways that Tennessee business owners are able to opt-out of the ACA standards, “grandfathered” healthcare plans and “grandmothered” healthcare insurance programs.

The Affordable Care Act …

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2015 Healthcare Insurance Enrollment Deadline Approaches

2015 Healthcare Insurance Enrollment Deadline Approaches 2015 Healthcare Insurance Enrollment Deadline Approaches

As you are probably aware, the deadline for 2015 open enrollment and re-enrollment in health insurance plans secured through the federally and state funded healthcare exchange ends February 15th. This is an important deadline because it marks the official cut off for individuals to secure independent health insurance coverage for themselves and their dependents for the entire year. After February 15th, individuals will not be able to buy a policy this year unless they have extenuating circumstances, for example a major life change. Individuals who fail to enroll by February …

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How the Affordable Care Act is Affecting Individuals in TN

How the Affordable Care Act is Affecting IndividualsHow the Affordable Care Act is Affecting Individuals in TN

As we discussed in an earlier post, titled “Understanding the Impact of the Affordable Care Act on Employers”, the intent of the Affordable Care Act (ACA) is to ensure all Americans have access to affordable health insurance. Once this legislation is fully implemented, all Americans will be required to have health insurance through either a public program such as Medicaid or Medicare, by purchasing coverage from a state-based health insurance exchange, or by buying it through their employer. With this healthcare reform, also referred to as ObamaCare, came …

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Understanding the Impact of the Affordable Care Act on Employers

Understanding the Impact of the Affordable Care Act on EmployersUnderstanding the Impact of the Affordable Care Act on Employers

The Affordable Care Act (ACA), also referred to as the Healthcare Reform or Obamacare, has changed the landscape of the healthcare industry, causing confusion amongst individuals as well as employers offering group benefits. The most important thing to remember is that the intent of the Act is to ensure all Americans have access to affordable health insurance. Once this legislation is fully implemented, all Americans will be required to have health insurance through either a public program such as Medicaid or Medicare, by purchasing coverage from a state-based health insurance …

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