Category Archives: business insurance

How to Keep Your Business Property Safe this Winter

By Barnes Insurance Tennessee | Published November 30, 2018

How to Keep Your Business Property Safe this WinterWinter is upon us, and with it comes snow, sleet and subzero temperatures. Winters can be especially rough on businesses from day to day. By incorporating proper tactics, business can make sure their properties and customers stay safe this winter season.

Inspect Heating Systems

Maintaining heating systems should be a top priority in cold weather. Have your heating system inspected regularly and stay up to date on the maintenance tasks. Keep your customers and employees warm in your building and safe from dangerous carbon monoxide leaks. If you have furnaces that are older than 10 years, consider replacing them for …

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How a Buy-Sell Agreement Helps Your Business

By Barnes Insurance Tennessee | Published October 30, 2018

How a Buy-Sell Agreement Helps Your BusinessDesigned to protect your business and your family, in the event of your death or disability, a Buy-Sell helps the remaining family members avoid conflicts over the disposition of company assets or debt. The contract should set a value of the business interest so valuation disputes can be prevented or at least minimized. Having a formal, written document between owners, detailing transition plans is strongly recommended. 

These agreements can be included in the array of Employee Benefits packages that we offer along with our Tennessee Business Insurance program. Is this what your business needs? Let’s take a further look.

The

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Ways to Show Appreciation for Your Employees

By Barnes Insurance Tennessee | Published September 28, 2018

Appreciated workers are motivated workers. Instilling recognition as part of the company culture will improve morale, increase productivity, and reduce turnover.

Different employees prefer feedback in different ways. Some like one-on-one meetings, while others enjoy public praise. Still others would rather receive gifts or attend employee parties. Protect your business, show your workers that you value their contributions and obtain Tennessee Business Insurance in order to make sure that all aspects of your business are covered.

Well-being

Healthy people are stronger employees, utilize sick leave less often and have more energy throughout the day. Offer incentives for employees to work …

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Set Your Business Apart by Offering These Employee Benefits

By Barnes Insurance Tennessee | Published April 12, 2018

Set Your Business Apart by Offering These Employee BenefitsIn today’s competitive hiring atmosphere, your business can stand out by offering these unconventional benefits that are driven by employee popular demand.

Four in five employees prefer new or better benefits over pay raises, so many leading employers have taken notice and begun expanding their offerings. Thoughtful and innovative benefit offerings help increase loyalty for existing employees while boosting your appeal among new candidates.

Set yourself apart from the competition by considering these unique benefits.

Student Loan Repayment

Younger generations are entering the workforce with record high student debt. Certain programs allow companies to help with loans similar to …

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Sevier County Hospitality Sector Seeks Sports Tourism

By Barnes Insurance Tennessee | Published May 4, 2015

Sevier County Hospitality Sector Seeks Sports TourismLook out Dollywood, there’s a new game in East Tennessee and the competition is quickly heating up. For years East Tennessee has been known as a vacation destination for families looking to enjoy the great outdoors in the Great Smoky Mountains, relax in a cabin, enjoy a show at a local theater or visit an amusement park, but in recent years Sevier County has been working hard to attract a different demographic: athletes and sports fans.

Sports tourism has become one of the fastest growing hospitality sectors. According to the National Association of Sports Commissions, sports tourism travel is a …

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ACA Still A Struggle For Tennessee Small Businesses

By Barnes Insurance Tennessee | Published April 15, 2015

ACA Still A Struggle For Tennessee Small BusinessesMany Tennessee small business owners are among the millions of businesses nationwide that have not yet had to adapt to the complex Affordable Care Act (ACA). While the federal government has been encouraging small business owners to buy into the new healthcare system ever since the ACA went into effect, many business owners instead took advantage of provisions that allowed them to keep offering employees existing healthcare insurance policies. There are currently two types primary ways that Tennessee business owners are able to opt-out of the ACA standards, “grandfathered” healthcare plans and “grandmothered” healthcare insurance programs.

The Affordable Care Act …

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Tips for Marketing Your Sevier County Vacation Rental

By Barnes Insurance Tennessee | Published March 19, 2015

Tips for Marketing Your Sevier County Vacation RentalTodays vacationers and travelers have countless options when it comes to choosing a place to stay, which makes it even more difficult to differentiate your vacation rental from the crowd. When it comes to promoting and listing your property as a vacation rental, there are many different methods to choose from. It is important to understand your options and the benefits each strategy can provide before choosing a strategy that fits your needs and goals. Here are a few common strategies for marketing your Tennessee vacation rental.

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Tennessee Workers’ Compensation Laws Keep Changing

By Barnes Insurance Tennessee | Published March 4, 2015

Tennessee Workers' Compensation Laws Keep ChangingTennessee Workers’ Compensation laws might be changing once again as legislators introduced the new Employee Injury Benefit Alternative measure last month. The bill is designed to allow private employers to opt-out of the state’s workers’ compensation program by designing their own individual plans. Independent plans would have to meet the minimum requirements by providing injury benefit plans that are less comprehensive than state-mandated workers comp insurance.

Current Tennessee Workers’ Compensation regulations require employers provide:

  • Temporary Benefits – The maximum weekly benefit rate for injuries occurring July 1, 2014 through June 30, 2015 is $932.80 or 110% of the state’s average
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Chattanooga Business Insurance Basics for Entrepreneurs

By Barnes Insurance Tennessee | Published January 7, 2015

Chattanooga Business Insurance Basics for Entrepreneurs Chattanooga Business Insurance Basics for Entrepreneurs

It’s a new year and for many Americans 2015 represents a fresh opportunity to embark on new adventures and pursuits in both their personal and professional lives. For some that means making life changes, career changes and even starting their own business. But starting a new business is no easy task; it takes time, resources, research and planning in order to be successful. There are many reasons why small business success rates are low, one of the most prominent is a lack of preparation and risk management. More specifically, many small businesses forget …

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Breaking Down Sevierville Management Liability Insurance

By Barnes Insurance Tennessee | Published December 17, 2014

Breaking Down Sevierville Management Liability Insurance Breaking Down Sevierville Management Liability Insurance

While most Sevierville businesses owner realize the insurance is a necessary and beneficial part of any risk management strategy, often times it can be hard to fully understand all the risk and loss exposures you and your operation may face. Some operations attain property and general liability coverage thinking that such coverage will protect them from the majority of their day to day loss exposures. However the truth is that there are many Sevierville business needs that surpass the scope of basic coverage, particularly when it comes to liability concerns.

General liability is a …

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