Workers Compensation Insurance from Barnes Insurance Agency

Workers Compensation, which represents a significant cost for all businesses across all industries, is undergoing some major reforms in many states throughout our country, with Tennessee no exception. In fact, in May of 2013, legislation was passed designed to streamline the Workers Comp system by speeding benefits to injured workers and making Tennessee more attractive to insurers and employers. The new law creates an administrative claims handling process in which Workers Compensation experts solely adjudicate claims. It also creates a new ombudsman to help unrepresented injured employees and employers navigate the Workers Compensation system. What’s more, the legislation establishes medical treatment guidelines and provides a clearer standard to determine to what degree an injured worker’s medical condition may have contributed to the cause of an on-the-job injury.

Identifying possible cost drivers.

At Barnes Insurance Agency, we keep our business insureds updated on any legislation that can affect their Workers Compensation program. We also work with our clients to keep their Workers Compensation premiums under control by performing due diligence of their operations to uncover opportunities for reducing costs. We’ll review each of your business operations and the specific activities of each group of employees to make sure workers are properly classified as this affects the premiums paid. Our staff will also conduct a review of all documents, including your current insurance policies, your experience modification worksheet, payroll audits, and loss-sensitive rating adjustments, to see where we can make improvements and where there have been problems or miscalculations.

Our carrier partners can also assist you in controlling costs by investigating accidents right away and vetting out fraud, evaluating accident history, establishing an employee communication program, developing a safety program, implementing a return-to-work program, and more.

Securing protection for on-the-job employee injuries and accidents.

Barnes Insurance Agency serves the business communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Nashville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need to protect your business, property, assets, employees and customers. Contact us toll-free at 877-279-2500; you can also email us at info@biatn.com.