Employee Benefits from Barnes Insurance Agency

With the high cost of employee benefits today, employers need help managing the costs and structure of their benefit plans more than ever.  The changing environment of employee benefits legislation creates a difficult landscape through which employers must navigate.   With over forty-five combined years of experience in the Employee Benefits Department, Barnes Insurance Agency offers a full spectrum of employee benefit plans that specifically address the needs of their clients.

We work with employers to tailor fit benefit programs to meet their specific needs.  Michael C Fox, CLU has more than forty years of experience working exclusively with employers to develop and implement highly efficient and cost-effective employee benefits plans to fit the individual needs of their clients.  He has an extensive background in group health insurance, working with both Fully Insured plans as well as Self-Funded medical plans.

Barnes Insurance has excellent relationships with the insurance carriers and Third-Party Administrators allowing for smooth, efficient, and cost-effective solutions for their clients.  We represent your needs to the available markets, always keeping your best interests first and foremost.

Employers may also want to allow employees to purchase voluntary insurance products using the buying power of the employer and the convenience of payroll deductions.  Ancillary and voluntary benefits are also popular with employers.  These types of benefits provide coverage for employees’ types of coverage that can only be obtained through an employer at group pricing.  They include:

  • Group Life and Accidental Death & Dismemberment
  • Group Short Term Disability
  • Group Long Term Disability
  • Group Dental
  • Group Vision
  • Voluntary Life and Accidental Death & Dismemberment
  • Voluntary Short Term Disability
  • Voluntary Long Term Disability
  • Voluntary Dental
  • Voluntary Vision
  • Work Site Products

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Employee Benefits, which is comprised of group health insurance as well as various other types of Group insurance products, is a front-and-center issue today. Employers are looking for benefit options that will serve to attract and retain talent while also balancing costs and eliminating cost drivers. At the same time, due to ever changing healthcare reform, small and large businesses are increasingly turning to employee benefits professionals to help them navigate through the new provisions and how it impacts them and their employees.

We offer a wide array of Employee Benefits products designed to help employees with their medical care and income and businesses with their employee relations and continuity plans. We will help you determine what is best for your organization as it pertains to the changing healthcare environment. Our products include:

  • Fully Insured Group Health Insurance
  • Group Self-Funded Health Insurance
  • Group Long Term Disability Insurance
  • Group Short Term Disability
  • Group Dental: Both Fully Insured and Self -Funded plans
  • Group Vision: Both Fully Insured and Self -Funded plans
  • Group Voluntary Life for Employees and their Dependents
  • Worksite Critical Illness
  • Worksite Accident
  • Worksite Hospital Indemnity


We will help put together sound employee benefit options.

Barnes Insurance Agency serves the business communities of Sevierville, Pigeon Forge, Gatlinburg, Knoxville, Maryville, Alcoa, Morristown, Greeneville, Chattanooga, Kingsport, and Johnson City. We will provide you with the personalized attention you need to protect your business, property, assets, employees, and customers. Contact us toll-free at 877-279-2500; you can also email us at info@biatn.com


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